On Friday 06/28/2024 the closing price of the Discover Financial Services share was $123.76 on BTT.
Compared to the opening price on Friday 06/28/2024 on BTT of $125.22, this is a drop of 1.18%.
Discover Financial Services's market capitalization is $31.49 B by 250.60 M shares outstanding.
Is Discover Financial Services stock a Buy, Sell or Hold?
Discover Financial Services stock has received a consensus rating of hold. The average rating score is and is based on 36 buy ratings, 46 hold ratings, and 2 sell ratings.What was the 52-week low for Discover Financial Services stock?
The low in the last 52 weeks of Discover Financial Services stock was 79.74. According to the current price, Discover Financial Services is 163.98% away from the 52-week low.What was the 52-week high for Discover Financial Services stock?
The high in the last 52 weeks of Discover Financial Services stock was 131.63. According to the current price, Discover Financial Services is 99.34% away from the 52-week high.What are analysts forecasts for Discover Financial Services stock?
The 84 analysts offering price forecasts for Discover Financial Services have a median target of 116.64, with a high estimate of 168.00 and a low estimate of 93.00. The median estimate represents a 112.10 difference from the last price of 130.76.Discover Financial Services Stock Snapshot
130.44
Bid
100.00
Bid Size
130.96
Ask
8.00
Ask Size
6/28/2024
Date
3:59 PM
Time
169,153.00
Volume
123.76
Prev. Close
125.22
Open
250.60 M
Number of Shares
124.90
Day Low
131.05
Day High
130.76
79.74
52 Week Low
131.63
52 Week High
130.76
2.70
Dividend in USD
2.40
Dividend Yield
9.99
P/E Ratio
99.48
Free Float in %
11.26
EPS in USD
55.07
Book Value per Share in USD
33.71
Cash Flow per Share in USD
Discover Financial Services News More News
Historical Prices for Discover Financial Services
| Date | Open | Close | Daily High | Daily Low |
|---|
Price change over selected period:
0%
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Discover Financial Services Analyst Data
Total Analysts: 84
Analyst: {{ANALYST_DATA}}
Price-Target: {{PRICE_DATA}}
Rating: {{RATING_DATA}}
Price-Target: {{PRICE_DATA}}
Rating: {{RATING_DATA}}
Price
*Price Target
Lowest: 93.00
Median: 116.64
Highest: 168.00
*The average price target includes all analyst analysis, not just the most recent analysis presented in the chart.
Discover Financial Services Analyst Opinions
- All
- Buy
- Hold
- Sell
| Date | Analyst | Rating | Price | |||
|---|---|---|---|---|---|---|
| 06/07/24 | BTIG Research | Maintained Hold | ||||
| 04/19/24 | Jefferies & Company Inc. | Maintained Buy | $145 | |||
| 04/19/24 | Barclays Capital | Maintained Hold | $123 | |||
| 04/10/24 | Wells Fargo & Co | Maintained Hold | $135 | |||
| 04/09/24 | Barclays Capital | Maintained Hold | $120 | |||
| 04/03/24 | J.P. Morgan | Maintained Hold | $120 | |||
| 03/21/24 | HSBC | Maintained Sell | $144 | |||
| 03/15/24 | Seaport Global Securities | Downgraded to Hold | ||||
| 02/23/24 | Piper Sandler | Maintained Buy | $145 | |||
| 02/23/24 | Citigroup Corp. | Maintained Buy | $168 | |||
| 02/22/24 | Evercore | Maintained Hold | $140 | |||
| 02/21/24 | RBC Capital Markets | Downgraded to Hold | $140 | |||
| 02/21/24 | Wolfe Research | Downgraded to Hold | ||||
| 02/08/24 | Morgan Stanley | Upgraded to Buy | $133 | |||
| 01/22/24 | BMO Capital Markets | Maintained Buy | $104 | |||
| 01/19/24 | Deutsche Bank | Maintained Hold | $111 | |||
| 01/19/24 | RBC Capital Markets | Maintained Buy | $117 | |||
| 01/19/24 | Goldman Sachs | Maintained Buy | $121 | |||
| 01/19/24 | Barclays Capital | Maintained Hold | $112 | |||
| 01/19/24 | HSBC | Downgraded to Sell | $107 | |||
| 01/10/24 | Deutsche Bank | Maintained Hold | $140 | |||
| 01/03/24 | Piper Sandler | Upgraded to Buy | $129 | |||
| 12/20/23 | Citigroup Corp. | Upgraded to Buy | $133 | |||
| 12/18/23 | Goldman Sachs | Maintained Buy | $110 | |||
| 12/14/23 | Stephens Inc. | Maintained Hold | $98 | |||
| 12/06/23 | Bank of America Merrill Lynch | Upgraded to Buy | $116 | |||
| 11/16/23 | Morgan Stanley | Maintained Hold | $94 | |||
| 10/20/23 | Piper Sandler | Maintained Hold | $96 | |||
| 10/20/23 | RBC Capital Markets | Maintained Buy | $108 | |||
| 10/20/23 | Citigroup Corp. | Maintained Hold | $93 | |||
| 10/20/23 | Stephens Inc. | Maintained Hold | $98 | |||
| 10/20/23 | BMO Capital Markets | Maintained Buy | $99 | |||
| 10/20/23 | Morgan Stanley | Maintained Hold | $95 | |||
| 10/17/23 | J.P. Morgan | Maintained Hold | $99 | |||
| 10/13/23 | HSBC | Maintained Buy | $104 | |||
| 10/06/23 | Citigroup Corp. | Maintained Hold | $94 | |||
| 09/29/23 | Piper Sandler | Maintained Hold | $100 | |||
| 08/24/23 | Wolfe Research | Upgraded to Buy | $104 | |||
| 08/21/23 | Goldman Sachs | Maintained Buy | $109 | |||
| 08/18/23 | Morgan Stanley | Maintained Hold | $100 | |||
| 08/15/23 | Stephens Inc. | Maintained Hold | $116 | |||
| 07/21/23 | RBC Capital Markets | Maintained Buy | $130 | |||
| 07/21/23 | Morgan Stanley | Maintained Hold | $107 | |||
| 07/21/23 | BMO Capital Markets | Maintained Buy | $99 | |||
| 07/21/23 | Citigroup Corp. | Maintained Hold | $108 | |||
| 07/21/23 | Piper Sandler | Downgraded to Hold | $112 | |||
| 07/18/23 | Stephens Inc. | Maintained Hold | $124 | |||
| 07/13/23 | Morgan Stanley | Maintained Hold | $117 | |||
| 07/11/23 | Jefferies & Company Inc. | Maintained Buy | $135 | |||
| 07/10/23 | Citigroup Corp. | Maintained Hold | $119 |
Discover Financial Services Estimates* in USD
| 2024 | 2025 | 2026 | |
|---|---|---|---|
| Revenue | 16,925 | 16,716 | 17,542 |
| Dividend | 2.81 | 2.84 | 2.65 |
| Dividend Yield (in %) | 2.15 % | 2.17 % | 2.03 % |
| EPS | 10.39 | 12.93 | 15.06 |
| P/E Ratio | 12.59 | 10.11 | 8.69 |
| EBIT | 9,895 | 10,126 | 9,072 |
| EBITDA | - | - | - |
| Net Profit | 2,557 | 3,211 | 3,771 |
| Net Profit Adjusted | 2,802 | 3,173 | 3,657 |
| Pre-Tax Profit | 3,663 | 4,295 | 5,039 |
| Net Profit (Adjusted) | 3,749 | 4,177 | 5,084 |
| EPS (Non-GAAP) ex. SOE | 11.67 | 12.77 | 14.84 |
| EPS (GAAP) | 10.39 | 12.93 | 15.06 |
| Gross Income | - | - | - |
| Cash Flow from Investing | - | - | - |
| Cash Flow from Operations | - | - | - |
| Cash Flow from Financing | - | - | - |
| Cash Flow per Share | - | - | - |
| Free Cash Flow | - | - | - |
| Free Cash Flow per Share | - | - | - |
| Book Value per Share | 64.56 | 72.74 | 77.43 |
| Net Debt | - | - | - |
| Research & Development Exp. | 1,220 | 1,265 | - |
| Capital Expenditure | 261 | 407 | - |
| Selling, General & Admin. Exp. | - | - | - |
| Shareholder’s Equity | 16,725 | 18,534 | 21,774 |
| Total Assets | 154,198 | 162,007 | 171,423 |
|
Previous Quarter ending 03/31/24 |
Current Quarter ending 06/30/24 |
Next Quarter ending 09/30/24 |
Current Year ending 12/31/24 |
Next Year ending 12/31/25 |
|
|---|---|---|---|---|---|
| Earnings Estimates | |||||
| No. of Analysts | 14 | 17 | 16 | 19 | 20 |
| Average Estimate | 2.962 USD | 2.972 USD | 2.918 USD | 10.386 USD | 12.927 USD |
| Year Ago | 3.584 USD | 3.538 USD | 2.588 USD | 11.256 USD | - |
| Publish Date | 4/17/2024 | 7/17/2024 | 10/16/2024 | - | - |
| Revenue Estimates | |||||
| No. of Analysts | 14 | 14 | 14 | 16 | 16 |
| Average Estimate | 4,073 USD | 4,181 USD | 4,312 USD | 16,925 USD | 16,716 USD |
| Year Ago | 4,698 USD | 4,991 USD | 5,332 USD | 20,606 USD | - |
| Publish Date | 4/17/2024 | 7/17/2024 | 10/16/2024 | - | - |
* Average Estimates in Million (e.g. Revenue) or per share (e.g. Dividend). Source: FactSet
Income Statements in Mio. USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Sales | 20,606.00 | 15,202.00 | 12,798.00 | 12,953.00 | 13,990.00 | 12,847.00 | 11,547.00 |
| Change of sales in % | 35.55 | 18.78 | -1.20 | -7.41 | 8.90 | 11.26 | 10.01 |
| Gross profit on sales | - | - | - | - | - | - | - |
| Gross profit on sales change in % | - | - | - | - | - | - | - |
| Operating income | 3,957.00 | 5,891.00 | 7,251.00 | 1,590.00 | 3,931.00 | 3,680.00 | 3,626.00 |
| Operating income change in % | -32.83 | -18.76 | 356.04 | -59.55 | 6.82 | 1.49 | -3.41 |
| Income before tax | 3,826.00 | 5,742.00 | 7,064.00 | 1,435.00 | 3,835.00 | 3,597.00 | 3,537.00 |
| Income before tax change in % | -33.37 | -18.71 | 392.26 | -62.58 | 6.62 | 1.70 | -3.25 |
| Income after tax | 2,921.00 | 4,366.00 | 5,420.00 | 1,135.00 | 2,939.00 | 2,720.00 | 2,083.00 |
| Income after tax change in % | -33.10 | -19.45 | 377.53 | -61.38 | 8.05 | 30.58 | -12.33 |
Balance Sheet in Mio. USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Total liabilities | 136,781.00 | 117,183.00 | 97,202.00 | 102,383.00 | 102,519.00 | 98,827.00 | 89,567.00 |
| Long-term liabilities per share | - | - | - | - | - | - | - |
| Equity | 14,828.00 | 14,590.00 | 13,408.00 | 10,884.00 | 11,859.00 | 11,130.00 | 10,892.00 |
| Equity change in % | 1.76 | 9.57 | 25.68 | -13.00 | 6.90 | 2.30 | -4.03 |
| Balance sheet total | 151,609.00 | 131,773.00 | 110,610.00 | 113,267.00 | 114,378.00 | 109,957.00 | 100,459.00 |
| Balance sheet total change in % | 15.05 | 19.13 | -2.35 | -0.97 | 4.02 | 9.45 | 8.22 |
Key Data in USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Sales per share | 81.13 | 54.68 | 42.66 | 42.19 | 43.72 | 37.24 | 30.87 |
| P/E ratio (year end quote, basic EPS) | 9.99 | 6.32 | 6.48 | 25.17 | 9.33 | 7.57 | 14.16 |
| P/E ratio (ear end quote, diluted EPS) | 9.99 | 6.32 | 6.48 | 25.17 | 9.33 | 7.57 | 14.16 |
| P/E ratio (year end quote) | 9.99 | 6.32 | 6.48 | 25.17 | 9.33 | 7.57 | 14.16 |
| Dividend yield in % | 2.40 | 2.35 | 1.63 | 1.94 | 1.98 | 2.54 | 1.69 |
| Equity ratio in % | 9.08 | 10.27 | 11.17 | 8.68 | 9.88 | 9.61 | 10.28 |
| Debt ratio in % | 90.22 | 88.93 | 87.88 | 90.39 | 89.63 | 89.88 | 89.16 |
Discover Financial Services Insider Activity
| Name | Date | shares traded | shares held | Price | type (sell/buy) | option |
|---|---|---|---|---|---|---|
| Wong Jennifer L. | 05/08/2024 | 1,532.00 | 11,586.00 | n/a | Buy | No |
| Rawlinson David | 05/08/2024 | 1,532.00 | 6,625.00 | n/a | Buy | No |
| Eazor Joseph F | 05/08/2024 | 1,532.00 | 14,776.00 | n/a | Buy | No |
| Duncan Candace H | 05/08/2024 | 1,532.00 | 23,154.00 | n/a | Buy | No |
| Sibblies Beverley A | 05/08/2024 | 1,532.00 | 3,306.00 | n/a | Buy | No |
| MAHERAS THOMAS G | 05/08/2024 | 1,532.00 | 63,095.00 | n/a | Buy | No |
| Lonowski Kathy | 05/08/2024 | 1,532.00 | 2,767.00 | n/a | Buy | No |
| O'Leary-Gill Daniela | 05/08/2024 | 1,532.00 | 2,863.00 | n/a | Buy | No |
| Owen John B | 05/08/2024 | 1,532.00 | 22,668.00 | n/a | Buy | No |
| Hellen Amy | 04/30/2024 | 208.00 | 16,092.00 | 123.58 | Sell | No |
| Werwath Karl | 04/21/2024 | 7,894.00 | 7,894.00 | n/a | Buy | No |
| Hellen Amy | 04/14/2024 | 4,122.00 | 16,300.00 | n/a | Buy | No |
| RHODES MICHAEL GEORGE | 04/11/2024 | 110,611.00 | 240.00 | n/a | Sell | No |
| Blair Carolyn D | 03/19/2024 | 11,629.00 | 11,629.00 | n/a | Buy | No |
| Capozzi Daniel Peter | 02/21/2024 | 26,609.00 | 85,842.00 | n/a | Buy | No |
| Strle Jason | 02/21/2024 | 19,414.00 | 25,988.00 | n/a | Buy | No |
| ROEMER MICHAEL E | 02/21/2024 | 13,576.00 | 28,765.00 | n/a | Buy | No |
| Greene John | 02/21/2024 | 9,051.00 | 66,478.00 | n/a | Buy | No |
| Hanson Jason P. | 02/21/2024 | 17,649.00 | 37,138.00 | n/a | Buy | No |
| Toney Keith E | 02/21/2024 | 19,713.00 | 60,786.00 | n/a | Buy | No |
| RHODES MICHAEL GEORGE | 02/21/2024 | 63,355.00 | 110,851.00 | n/a | Buy | No |
| Greene John | 02/21/2024 | 29,324.00 | 57,427.00 | n/a | Buy | No |
| Mehlman Hope | 01/31/2024 | 1,363.00 | 11,976.00 | 106.56 | Sell | No |
| Toney Keith E | 01/31/2024 | 5,322.00 | 41,073.00 | 106.56 | Sell | No |
| Hanson Jason P. | 01/31/2024 | 2,719.00 | 19,489.00 | 106.56 | Sell | No |
Discover Financial Services Dividend Calendar
| Date | Name | Dividend | *yield | Currency |
|---|---|---|---|---|
| 2023 | Discover Financial Services | 2.70 | 2.40 | USD |
| 2022 | Discover Financial Services | 2.30 | 2.35 | USD |
| 2021 | Discover Financial Services | 1.88 | 1.63 | USD |
| 2020 | Discover Financial Services | 1.76 | 1.94 | USD |
| 2019 | Discover Financial Services | 1.68 | 1.98 | USD |
| 2018 | Discover Financial Services | 1.50 | 2.54 | USD |
| 2017 | Discover Financial Services | 1.30 | 1.69 | USD |
| 2016 | Discover Financial Services | 1.16 | 1.61 | USD |
| 2015 | Discover Financial Services | 1.08 | 2.01 | USD |
| 2014 | Discover Financial Services | 0.92 | 1.40 | USD |
| 2013 | Discover Financial Services | 0.74 | 1.32 | USD |
| 2012 | Discover Financial Services | 0.40 | 0.96 | USD |
| 2011 | Discover Financial Services | 0.20 | 0.84 | USD |
| 2010 | Discover Financial Services | 0.08 | 0.44 | USD |
| 2009 | Discover Financial Services | 0.12 | 0.78 | USD |
| 2008 | Discover Financial Services | 0.24 | 2.35 | USD |
*Yield of the Respective Date
Discover Financial Services Calendar
| Event | Estimate | Info | Date |
|---|---|---|---|
| Earnings Report | 2.972 USD | Q2 2024 Earnings Release | 07/17/2024 |
| Earnings Report | 2.918 USD | Q3 2024 Earnings Release | 10/16/2024 |
| Earnings Report | 2.595 USD | Q4 2024 Earnings Release | 01/15/2025 |
| Earnings Report | 3.124 USD | Q1 2025 Earnings Release | 04/16/2025 |
| Earnings Report | 3.164 USD | Q2 2025 Earnings Release | 07/16/2025 |
Discover Financial Services Past Events
| Event | Actual EPS | Info | Date |
|---|---|---|---|
| Annual General Meeting | - | Annual General Meeting | 05/09/2024 |
| Earnings Report | 1.096 USD | Q1 2024 Earnings Release | 04/17/2024 |
| Press Conference | - | - | 01/18/2024 |
Discover Financial Services Profile
Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.
Moody’s Daily Credit Risk Score
Discover Financial Services Shareholder
| Owner | in % |
|---|---|
| Freefloat | 99.48 |
| The Vanguard Group, Inc. | 12.90 |
| Vanguard Group, Inc. (Subfiler) | 11.70 |
| Capital Research & Management Co. (World Investors) | 8.25 |
| Capital Research & Management Co. (World Investors) | 6.68 |
| State Street Corp. | 4.13 |
| Vanguard Total Stock Market ETF | 3.15 |
| BlackRock Fund Advisors | 2.83 |
| Washington Mutual Investors Fund | 2.63 |
| Vanguard 500 Index Fund | 2.56 |
| Geode Capital Management LLC | 2.40 |
| Vanguard Mid Cap Index Fund | 2.17 |
| BlackRock Institutional Trust Co. NA | 2.15 |
| American Funds Growth Fund of America | 1.85 |
| Fidelity Management & Research Co. LLC | 1.69 |
Shareholder percentage totals can add to more than 100% because some holders are included in the free float.
Discover Financial Services Management
| Name | Job |
|---|---|
| Shifra C. Kolsky | Chief Accounting Officer, Senior VP & Controller |
| Bill Chippendale | Chief Audit Executive |
| John T. Greene | Chief Financial Officer & Executive Vice President |
| Carolyn D. Blair | Chief Human Resources Officer & Executive VP |
| Jason Strle | Chief Information Officer & Executive VP |
| Karl Werwath | Chief Transformation Officer & Executive VP |
| Peter Daniel Capozzi | Executive VP & President-Consumer Banking |
| Jason Hanson | Executive VP & President-Payment Services |
| Keith E. Toney | Executive VP, Chief Data & Analytics Officer |
| Amy Hellen | Executive VP, Chief Risk & Compliance Officer |
| Eric Edmund Wasserstrom | Head-Investor Relations |
| Thomas Gus Maheras | Independent Chairman |
| Beverley A. Sibblies | Independent Director |
| Candace H. Duncan | Independent Director |
| Daniela O’Leary-Gill | Independent Director |
| David L. Rawlinson | Independent Director |
| Jennifer L. Wong | Independent Director |
| John B. Owen | Independent Director |
| Joseph F. Eazor | Independent Director |
| Kathy Moe Lonowski | Independent Director |
| J. Michael Shepherd | President, Chief Executive Officer & Director |
| Shaun Khalfan | SVP & Chief Information Security Officer |
| Hope D. Mehlman | Secretary, Chief Legal Officer & Executive VP |
| Ram Subramanian | VP & Chief Marketing Officer-Deposit Business |