Excited to partner with LendAPI. Check us out on the LendAPI Marketplace.
🎉 We're excited to welcome ValidiFI as the 139th member of the LendAPI Marketplace! ValidiFI provides predictive bank account and payment intelligence to validate accounts and optimize consumer interactions for businesses. About ValidiFI: ValidiFI is the leading provider of predictive bank account and payment intelligence. Leveraging the Omni Platform, ValidiFI empowers organizations and financial institutions with actionable insights to validate bank accounts, detect fraud, and assess credit risk. By analyzing the intricate connections between bank accounts, consumers, and payment performance, ValidiFI offers a more comprehensive view. As a trusted partner, ValidiFI unlocks the power of predictive bank account and payment intelligence through credentialled and non-credentialled solutions, enabling more confident transactions. Solutions & Product Offerings: - vIndex: Dynamic Financial Institution Identify High and Low-Risk Financial Institutions. - vAccount: Streamlined Bank Account Validation for Nacha Compliance. - vAccount Plus: Enhanced Bank Account Validation revealing critical insights into transaction patterns, account stability, and payment performance to reduce fraud risk and ensure compliance. - vFraud: Detects high-frequency changes in Personally Identifiable Information (PII) and velocity metrics to check for past inquiries, flag invalid contact details, and identify suspicious information for comprehensive fraud assessment. - vCredit: FCRA score providing a precise prediction of ability to pay, potential future risks, and likelihood of defaults or payment issues. - vAuth: Verifies a user’s access to a bank account through real-time microdeposits, confirming account validity within seconds versus traditional 3-4 day processing times, covering FedNow, RTP, and Same-day ACH payment rails. - vConnect: Access bank accounts with consumer-permissioned transactional data through an intuitive user interface. Combined with vInsights, it provides categorized and analyzed data in one comprehensive report format, complete with an affordability score. - vInsights: Unlocks cash-flow underwriting to enhance product placement decisions and improve customer experience by performing a deep behavioral analysis of bank transaction history to evaluate risk, ability to pay, ownership, and fraud signals. Welcome aboard, ValidiFI! We look forward to the innovative insights and solutions you'll bring to our community. Upgrade your lending game with Kevin Harrison today for more information. https://lnkd.in/ghaXSnsN