Zeta

If you're frustrated with your legacy card processor, you're not the only one. Our CEO, Bhavin Turakhia, has talked with hundreds of banks and credit unions over the last few years and hears consistent themes about the problems caused by old technology. In this video, Bhavin discusses: 🔹 Why everyone seems dissatisfied with their banking stack 🔹 The limitations of COBOL and other outdated technologies 🔹 The struggle to create modern, seamless customer experiences How are legacy systems impacting your organization? Let us know your thoughts in the comments below.

Big Tech is changing the game in contactless payments. With 75% of US iPhone users on Apple Pay and Google Pay poised to hit 12 million users by 2025, issuers must leverage both operating systems to stay competitive. Our latest blog breaks down how Apple and Android's approaches to contactless payments differ and how issuers can provision their cards in both ecosystems. Read on to future-proof your card programs: https://hubs.ly/Q02HM_Rf0 #FinTech #ContactlessPayments #DigitalTransformation

Four days. That’s all it took for Manjil D. to secure NPCI certification, which usually takes months. How? Through sheer grit, innovative thinking, and a team that was all in. Manjil’s tale is one for the books, showcasing what’s possible when determination meets teamwork. Want the full scoop on how they pulled off this near-miracle at the Global Fintech Fest? Read on and get inspired by a story of relentless drive, commitment & teamwork! --- #ZetaScoops is our weekly newsletter for people keen on learning how Zeta optimizes engineering tools, builds products, leverages technology to increase efficiencies, and creates a great workplace! There’s something for everyone. #WeAreZetanauts #LifeAtZeta

There are over 6,000 credit card portfolios in the US today, and it's harder than ever to differentiate. Features and digital experiences that were differentiating a few years ago are now table stakes, leading card issuers to compete on rewards and incentives. Part of the problem is that issuers are reliant on legacy processors to deliver or enable most new features. It can take years to get these features and often the processor will sell the same capabilities - even the exact same experience - to other financial institutions. Issuers need more power to build their own experiences in order to truly differentiate. A new group of next-gen processors, including Zeta, is enabling just this type of in-house innovation. A new report from Datos Insights, “Escaping the Card Tech Hamster Wheel,” breaks down 8 attributes of next-gen card-processing platform:

We recently had the opportunity to host fintech expert, Alex Johnson, creator of the popular newsletter Fintech Takes, for a conversation on the new Datos Insights report. In the session, Alex unpacks critical trends reshaping the payments industry, including: 1. The Rise of Digital Wallets: We explore how digital wallets are revolutionizing the way we conduct transactions and the impact they're having on consumer behavior. 2. The Power of Real-Time Payments: Alex discusses how real-time payments are transforming the financial landscape by boosting efficiency and enhancing the customer experience. 3. Blockchain and Cryptocurrencies: We discuss the fascinating world of blockchain and cryptocurrencies, and how they're poised to change the payment landscape for good. Ready to unlock the full potential of these trends? Watch the video now for Alex's expert insights, and download the complete Datos Insights report to delve deeper: https://hubs.ly/Q02H3d1b0

Financial institutions across the industry are recognizing the limitations of legacy-dependent systems. In their latest whitepaper, Datos Insights breaks down the four stages of card program maturity and shares tips on how you can upgrade your platform for better customer experiences and increased revenue, with a roadmap to moving in maturity. Download the full report and kickstart your journey to a transformative card program: https://lnkd.in/gnZxnpef

Excited to have had Alan Ng, Payments Technology Consulting Lead at Accenture, join us to discuss the new Datos Insights report on the evolution of card programs. Alan offers an intriguing perspective on how card transformation can be paradoxical at financial institutions—often, the decision-making process takes longer than the actual transformation. Watch the video, and for even deeper insights, download the complete whitepaper here: https://hubs.ly/Q02GKWHq0

Are your card programs keeping up with the pace of innovation? In a world where digital experiences are rapidly becoming table stakes, standing out is more challenging than ever. Today's customers demand more: enhanced security, full transparency, complete control, and true personalization. Delivering these on legacy systems is nearly impossible. And all this while, early adopters of modern card technology continue to raise the bar higher. Our latest blog dives into Datos Insights' new report and breaks down 8 key attributes driving innovation in top-performing card programs. If you’re leading a card program at a bank or credit union and are ready to break free from the legacy tech hamster wheel, these insights are your blueprint: https://hubs.ly/Q02GxLDt0 #datos #digitalexperience #cardprocessing #cardprograms #Zeta #NextGenProcessing

When it comes to innovation, many card issuers are in a state of learned helplessness." — Datos Insights, Escaping the Legacy Tech Hamster Wheel, June 2024. Card program execs are caught in a cycle of quick fixes to bolt modern features onto their legacy systems. These patch-work solutions quickly turn into a tangled mess, stifling innovation – especially when it comes to interconnected systems like loan origination and digital banking. But the top-performing card programs? They’re doing things differently.  The Datos report highlights why leading financial institutions are making the shift to modern card processing platforms. They asked card execs at these banks the pivotal question: why modernize? Here’s what they discovered:

In their new report "Escaping the Legacy Card Tech Hamster Wheel," David B. Shipper, Strategic Advisor at Datos Insights highlights the crucial need for issuers to modernize their card programs.He warns that issuers on legacy platforms are often the last to adopt new innovations or respond to market changes. Read the full report for his insights into achieving mature and high performing card programs: https://hubs.ly/Q02GhbJn0 #Zeta #NextGenProcessing #datos #digitalexperience #cardprocessing #cardprograms