Keystone Consulting Group hiring Due Diligence Underwriter in Melville, New York, United States | LinkedIn
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Keystone Consulting Group is seeking Due Diligence Underwriters. The Due Diligence Underwriter will specialize in both the credit and compliance portion of the file review. Responsibilities will encompass a thorough review of credit, property, legal documentation, and regulatory compliance.
Ideal Candidates:
To be successful in this position, the ideal candidate will have experience underwriting both AUS, Non-QM and Jumbo loans. Additionally, the Underwriter must be proficient in performing complex income analysis with multiple REOs and must have experience with Bridge, DSCR, Compliance Only, Credit/Compliance Agency, Credit/Compliance NQM, Credit/Compliance Jumbo, HELOC/CES, MI reviews. Mortgage loan origination systems (LOS) experience, preferably in LauraMac.
Responsibilities:
Perform credit and compliance review and testing on closed mortgage files
Accurately enter applicable data from the loan file into the underwriting platform
Ensure underwriting guidelines are met; make sure correct decision has been made based upon guidelines (Ratings - 1, 2, 3 / A, B, C, D for Credit, Property, Compliance, and Overall Final Rating)
Analyze the loan file for determination of Borrower's overall credit profile and determination of risk regarding Ability to Repay
Validate automated exceptions and provide appropriate recommendations on Findings
Investigate deviations and red flags found within the loan file and apply applicable Findings if appropriate
Work on special projects as assigned
Monitor emails and Teams to ensure responsiveness to all inquiries
Read and respond to audit feedback in a timely manner
Meet or exceed quality and production expectations
Contact designated email staffing group to determine next assignment
Attend and successfully complete all required training courses
Develop ways to improve current processes and/or provide new services to meet the client needs
Adhere to all Policies and Procedures
Perform in a QC Underwriter role when needed based on volume and business requirements
Expectations:
All operation staff should have flexibility and be capable of transitioning from one client deal to another in order to meet client delivery expectations as volumes vary
Employee is to be flexible in their availability to meet the scheduling needs of each client they are assigned to
Employee is responsible for staying up to date on our security measures and policies to ensure they maintain the highest level of integrity confidentiality and privacy and all dealings associated with Keystone Consulting Group, its clients, and our clients' customers personal information
Employee is to only share PII on a need-to-know basis with those authorized to work on the account
Employee is to conduct their work and process with the highest level of quality, integrity, and privacy
Employee is accountable for their actions
Requirements
Education, Experience, and Job Skills:
Some College preferred or prior work experience equivalent