BankFirst Financial Services’ Post

Financial Wellness starts with education and practing healthy spending habits. Just like anything that’s worth it, this too will be hard work! Financial education is so important, if you want to learn more about credit and other resources available to help you in your financial wellness journey, we can help! Reach out to Samantha Perez-Gillan, Belinda Landry, or me! We LOVE teaching Financial Education in our communities! Sam and I teach in Spanish too. 🙂 #financialliteracymonth #finacialeducationmatters #communitymatters

Each week 'the plot' offers up opportunities to consider in Australian property. Stephen Croll of Australian Secure Capital Fund Ltd joined Tesa Arcilla to discuss why property investors could consider a mortgage fund as an alternative to directly buying property. To manage risk Stephen explains ASCF's strategy is to only support loans secured by registered mortgages, predominantly on residential Australian properties, while consciously avoiding high-risk lending in construction and property development. He says that results in investor funds being spread across many loans, rather than just one specific loan balancing risk vs rewards. #ausbiz #theplot #mortgagefund #risk #propertyinvestment #partnercontent

It is another Title Term Tuesday! 😍 P.M.I. is designed to mitigate the risk for lenders when they approve mortgages with lower down payments. Since a smaller down payment means the borrower has less equity in the property, P.M.I. provides a layer of protection for the lender. Visit our website to explore our services at transnationtitle.com! #MIrealestate #INrealestate #closing #title

💯 Worth the read! Thanks #AFCPE ❓ Does this happen in countries outside of the US? 🤔 ⛔ Please check your documents if this is you. Also check on family and friends who may have bought/refinance homes during the mid 2000s, especially during and after the 2008-9 financial crisis. 🚫 Some of the second mortgages they were told were forgiven, might not have been. Now that the value of those homes bought 20 or so years ago have risen, scavengers are buying the "forgiven" loans for pennies and coming after homeowners for hundreds of thousands of dollars for those "forgiven" second loans. #sevtalksmoney #personalfinance #financialeducation #zombiemortgages #mortgages #foreclosure

🤔 What does 2024 have in store for the Second Charge market? Watch as Marie Grundy, Managing Director, Residential Mortgages and Second Charges explores the year ahead and unveils her 'Thoughts on 24'. Watch Marie delve into the drivers of the market and what she believes will be the trends, challenges, and solutions from West One over the next 12 months. 📽️ Watch now: https://bit.ly/3I0ZTj4 *For Intermediaries Only #SecondCharges #Intermediaries #WestOneLoans

What are the tax benefits of owning a multifamily investing? ✅ Any money you invest in repairs is tax deductible  ✅ You can also deduct mortgage interest payment ✅ Credit card interest when the credit card is used to pay for services on the property #realestate #realestateinvesting #multifamilyinvesting #multifamily #multifamilyrealestate #commercialrealestate #realestatelife #justlisted #losangelesrealestate #beverlyhillsrealestate #realestateinvesting #blackdevelopers #realestatedeveloper #activeinvestor #passiveinvestor #blackinvestors #communitydevelopment

Webinar Network chats with attorney and compliance expert, David Reed, about a recent prediction made by the Mortgage Bankers Association concerning commercial real estate lending. Tumbling occupancy, rising interest rates, and concentrations in CRE loans may spell trouble for many community financial institutions. Learn about the risks your credit union may be facing in these areas and how recent events are influencing CRE values and loan volume across the country. Listen now! https://lnkd.in/gp3p6y6w

Webinar Network chats with attorney and compliance expert, David Reed, about a recent prediction made by the Mortgage Bankers Association concerning commercial real estate lending. Tumbling occupancy, rising interest rates, and concentrations in CRE loans may spell trouble for many community financial institutions. Learn about the risks your credit union may be facing in these areas and how recent events are influencing CRE values and loan volume across the country. Listen now! https://lnkd.in/gp3p6y6w

Like a Wall Street insider, you can access and purchase first-deed-of-trust mortgages with note rates up to 10.25% on xChange without fees or commissions. Sign up for free on xChangeFi.com. #CommunityBanking #CommunityDevelopment #CRA #AlternativeInvestments #PrivateDebt

Webinar Network chats with attorney and compliance expert, David Reed, about a recent prediction made by the Mortgage Bankers Association concerning commercial real estate lending. Tumbling occupancy, rising interest rates, and concentrations in CRE loans may spell trouble for many community financial institutions. Learn about the risks your credit union may be facing in these areas and how recent events are influencing CRE values and loan volume across the country. Listen now! https://lnkd.in/gJ2iphPE