Electro Savings Credit Union’s Post

❗️Important Alert❗️ Protect yourself from Courier Fraud There has been a recent surge in courier fraud incidents, in the Southern Wales region. These scammers impersonate law enforcement officers, and most individuals have been quick to identify their schemes. Here's how it works: 🔴The fraudsters will call you, posing as the police, claiming they've apprehended someone with a cloned copy of your bank card. 🔴They'll then ask you to dial 999 to verify the situation, all while remaining on the line. In some cases, they'll even follow up with a call, masquerading as your bank, to corroborate the police's story, suggesting a coordinated effort. However, it's all a ruse designed to manipulate you into surrendering cash or transferring funds to a fictitious "safe" account controlled by these criminals. They might even request your card and PIN. ❗️Remember, neither the police nor your bank will ever ask you to part with your cash or share your card and PIN details, nor will they instruct you to transfer your funds to a supposed safe account.❗️ To protect yourself, never disclose personal information, and adhere to the ABC of SCAM awareness: 🔴Never Assume, 🔴Never Believe, 🔴Always Confirm. If you receive such a call and feel uncertain, take these steps: ✅ Use a different phone if available, or wait for 10 minutes before calling a family member or friend to ensure the line is clear. ✅ Then, contact a trusted number – for the police, dial 101, for your bank, dial 159, or find the customer service number on the back of your card. If you suspect you've fallen victim to this or any other scam, contact your bank immediately by dialing 159 and report it to Action Fraud at www.actionfraud.police.uk or call 0300 123 2040. Stay vigilant and protect your financial well-being. #CourierFraudAlert #ScamAwareness #StaySafe #awareness #protect #pleaseshare

🚨 Beware of Courier Fraud: Protect Yourself from Scammers 🚫 Over the past several weeks, we received multiple reports of courier fraud incidents. Fortunately, most people recognized these scams for what they were. Here's what you need to know to stay safe: 🔴 Scam Alert: Impersonating the Police Fraudsters pose as police officers, claiming they've arrested someone with a cloned copy of your bank card. They'll ask you to dial 999 to confirm but stay on the line. Some even call, impersonating your bank, collaborating with the fake police story. It's all a ploy to get you to hand over cash, transfer funds to a fictitious "safe" account under their control, or divulge your card and PIN. 🔒 Protect Yourself Remember, the real police or your bank will NEVER ask for your cash, card, or PIN details. They won't request money transfers to a "safe" account. Always apply the ABC of SCAM awareness: Never Assume, Never Believe, Always Confirm. 📞 What to Do If you receive such a call and feel uncertain, use an alternative phone or wait 10 minutes to ensure the line disconnects. Then call a trusted number: Police at 101 or your bank's customer service number (usually on the back of your card). 🚨 Report Scams If you suspect you've fallen victim to this or any scam, contact your bank immediately at 159. Report it to Action Fraud at www.actionfraud.police.uk or call 0300 123 2040. Stay vigilant, spread the word, and let's protect our community from these fraudsters. 💪 #ScamAwareness #StaySafeOnline #FraudAwareness #Share #Protect #actionfraud

In order to protect yourself and your finances, it’s important to be aware of potential threats to your financial security. This month’s Friday Fraud Awareness highlights Phone Spoofing, which involves someone falsely transmitting information to your caller ID to disguise their identity. Sophisticated scammers are able to make incoming calls appear to come from a local number, or to spoof a number from a company or a government agency that you may already know and trust. Below are tips on avoiding this type of scam. ❗ Don't answer calls from unknown numbers. 🤔 Be suspicious of unexpected calls, even if they appear to come from a legitimate number. When in doubt, hang up and call back using a number you can verify on a bill, a statement, or an official website. 🔓 Never give out personal information – like PIN numbers, passwords, or answers to security questions over phone, text, or email. Learn more about preventing fraud and identity theft: https://brev.is/NQO55

In order to protect yourself and your finances, it’s important to be aware of potential threats to your financial security. This month’s Friday Fraud Awareness highlights Phone Spoofing, which involves someone falsely transmitting information to your caller ID to disguise their identity. Sophisticated scammers are able to make incoming calls appear to come from a local number, or to spoof a number from a company or a government agency that you may already know and trust. Below are tips on avoiding this type of scam. 🤔 Don't answer calls from unknown numbers. ❗Be suspicious of unexpected calls, even if they appear to come from a legitimate number. When in doubt, hang up and call back using a number you can verify on a bill, a statement, or an official website. 🔓 Never give out personal information – like PIN numbers, passwords, or answers to security questions over phone, text, or email. Learn more about preventing fraud and identity theft: https://brev.is/UHdA5

About more than a decade back, I have been a victim of credit card fraud. While there was some bit of awareness then, the feeling was it happens to others. I was more aware after the incident and since then have experienced many more financial fraud calls, but never fell prey to those. While I identified the fraud calls, I never reported them. Today I received another fraud call, claiming that a family member has asked to transfer me some money on UPI and they wanted my UPI ID / phone number etc. I denied to receive any money and disconnected the call. While I did the right thing, but the action was not complete yet. Let us report. 1930 - Call this number to report any financial fraud if u have been a victim. https://cybercrime.gov.in/ - Report a fraud call / email, on this link. It takes about 5 min to create a user ID and another 5 min to log a report. I reported my fraud call today. Let us complete the action. #fraudalert #fraudcalls #cybercrime #cybercrimeawareness #cybercrimeprevention #governmentinitiative

Protect yourself from check fraud! 🛡 Unfortunately, we have seen an increase in check fraud incidents, and we want to help protect you from these scams. Throughout the month, we'll educate you on check fraud and what to do if it happens to you. First up, here are some ways you can sniff out fraudulent checks: ▪️Check lacks perforations. ▪️Check number is missing or does not change. ▪️Check number is low. ▪️ The intended recipient never received your check. ▪️Your check(s) were stolen from your mailbox and deposited into an unknown account. Stay tuned for more information about check fraud! #CheckFraud #120YearsOfNewBeginnings

In 2022, criminals stole a staggering £1.2 billion through different types of fraud 😰 Unfortunately, modern fraudsters are continuously developing new ways to target individuals. That's why protecting yourself and your business against potential attacks is now more critical than ever ✅ We've put together some strategies for detection and prevention to help you combat payment fraud! Take a look here https://lnkd.in/ec_PRepw #fraud #fraudprevention #fraudprevention

**Scam warning** Criminals don’t take time off for the holidays. Are your staff fraud aware? So that you can relax and enjoy the festivities, make sure your staff know how to protect your business from fraud and scams. Here’s our top tips to share: - Contact numbers, messages and emails can be spoofed. Don’t trust the contact ID. We will never call you from a number on our website. Never call using a number that has been given to you by the caller. - Always check our website address is santander.co.uk/corporate - Confirm new or changed payment details over the phone or in person. Emails and messages can be intercepted or hacked. Use a number you know to be genuine when calling to confirm payment details. - We’ll never call you and ask you to click on a link, download an app or open an attachment. - Don’t share any passwords, OTPs or token codes with anyone. Not even with a Santander employee. We never ask you to use them to authorise a refund. - Don’t allow anyone to remotely access your computers or devices during or after a cold call. Take a look at some videos on keeping your business safe: http://ms.spr.ly/6049iGuvL #TakeFive #StopChallengeProtect #StopAndThink

Part 1 - Recognizing different types of fraud and Prevention Tips • Identity Theft - Perpetrators steal personal information for financial gain. Prevent by being cautious online, shredding sensitive documents, and monitoring credit reports. • Payment Card Fraud - Unauthorized use of card information. Prevent with strong passwords, two-factor authentication, and immediate reporting of lost cards. • Insurance Fraud - Submitting false claims for undeserved payouts. Prevent by understanding policy coverage and identifying red flags. • Phishing - Deceptive tactics to obtain sensitive information. Prevent by being cautious of unsolicited emails, avoiding suspicious links, and verifying sender identity.

"🔒 Protect your benefits: Combatting Payment Redirection Fraud 🔒 Online scams are evolving, and criminals are finding new ways to steal your sensitive information and money. Payment Redirection Fraud is one such crime, where scammers impersonate others and divert VA benefits payments to their own accounts. Don't let them take advantage of you! Stay vigilant and follow these tips to protect yourself: ❌ Don't share personal info or VA sign-in credentials with anyone. ❌ Never sign a blank form without knowing its contents. ❌ Keep your VA National Contact Center PIN private. ❌ Be cautious of text messages asking for PII. ❌ Only deposit VA benefits into court-appointed or VA-accredited fiduciary accounts. ✅ Be alert and change passwords regularly. ✅ Get a VA Security PIN to secure direct deposit accounts. ✅ Verify the identity of companies claiming affiliation with VA. ✅ Report any payment discrepancies or suspicious activity to VA immediately. Remember, you are the front line against threats to your personal information. Let's protect our veterans from fraud and abuse! 🇺🇸 #VeteransBenefits #OnlineSecurity #ProtectYourself" Source for more information: https://lnkd.in/eZm35TbP